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Risky Business on the Internet - Protect yourself from Liability - Exposures on the Internet

Secure Your Online Business 

As the Internet continues to evolve and expand at unprecedented rates compared with that of any other industry sector, the legal exposures and thus liabilities associated with this new market-space continue to expand as well.  Chances are good that you as a business owner, will one day be faced with one or more of the following legal liabilities sometime in the future.  These legal obstacles may become persistent over time.  The best defensive is a good offense and the best way to have an offense is to become knowledgeable about all the possible legal pitfalls of business on the Internet and where the hidden exposures and legal liabilities lay, so as not to become surprised when the pop-up.  As Murphy's Law indicates, "...things always seem to happen at the worst possible timing...".  Therefore at www.ProtectCopy.com we strive to provide you with timely information to become educated of all possible liabilities and legal exposures.  Using our Secret Copyrighter is one of the first steps to securing your online content.  Buy today it today.

1.  Defamation Online (the World Wide Web), both via e-mails and on websites too!  One of your employees or even a sub-contractor could send an email to other employees, contractors or simply a third party questioning the professionalism of another employee or worse a contractor.  The message could then get distributed further throughout the company.  The consultant, contractor or employee who the message is about could then find out about the message and it's contents.  The individual could then bring suit against the company for a number of things, alleging the inter-office e-mail is defamatory, under Master-Servant relationship you as the employer could be liable and held to a higher standard.  An agitated customer is upset about treatment they received with your company, so they go online and find an online forum where they purposefully file a complaint which you may view as defamation, yet in actuality the upset customer is simply voicing his or her opinion about the product (s) and/or service they received with your company.  This situation can be even worse if the upset company registers and Internet Domain Name and then proceeds to build a website upon the domain which "slams" your company or other online business.  If the individual purchases a domain name which is confusingly similar to a Federally Registered trademark you own, then you may have a claim against the person for Cybersquatting.  You must also be careful with your own website.  If for example you launch a website that includes unfavorable remarks about a competitor, you could avail yourself to open legal liability in inviting a lawsuit by your competitor, claiming defamation.  Similarly if you posted information on your website in-which another company or individual can claim copyright over whether it is written or in the form of clip-art, you could be sued for copyright infringement or even defamation, as the owner of the copyrighted information might consider the placement of their copyright on your site to be defamatory to their copyright in addition to infringement.  Of course you can protect your copyright whether registered with the Federal Government or not simply by using the Secret Copyrighter, this software leaves a secret mark on all your images so that you can identify them as yours, this "secret mark" is embedded into the image so when and if it is stolen from your site you are able to find the image and then to prove it is yours!

2.  Invasion of Privacy:  A former employee's name is listed as a contact person on a company's Internet website.  The individual who was an employee and is now no longer an employee could then have a cause of action suing you their former employer, charging unauthorized use of his name for advertising purposes and invasion of privacy.

3.  Trademark Infringement in Meta-Tags:   A meta-tag is a hidden code within the head code of each of your websites, they are not required in your website, however, the utilization of meta-tags can dramatically improve your search engine visibility, in fact meta-tags are often an essential component of any Search Engine Optimization Strategy.  The <meta> element provides meta-information about your page, such as descriptions and keywords for search engines and refresh rates.  Any person who owns and operates a website now faces all the same exposures and legal liabilities of traditional publishers.  Even if your use of another's intellectual property is innocent, meaning you did not willfully violate another person's trademark you could still be subject to infringement claims, these types of legal claims can be costly.  The difficulty about the Internet is that the Internet by it's very nature a public forum increases the chances of theft to your intellectual property and inadvertent theft of another's intellectual property.  For example if you have an online store and are selling various products of other company's, and you choose to use the product name or brand name of these products within your meta-tags as an attempt to optimize your site for the keywords or phrases which contain the products brand-name, the owner/owners of one of the brand names may have an infringement claim against you.  It is always a best practice to first ask permission before using a famous mark or brand-name.  Do not forget to protect your marks and brand names too.  The best way to protect your trademarks is to use a TM next to your mark and when finances permit to register your TM (TradeMark) with the USPTO (United States Patent and Trademark) Office.  In addition to registering your marks it may become increasingly difficult to protect your marks and art therefore we suggest using our software the Secret Copyrighter.

4.  Trademark Infringement in domain names (URL's = Universal Resource Locators):   The best way to protect your domain name if it is a unique domain name is to register a Federal Trademark for the Domain Name.  To be charged with trademark infringement for your domain name is really quite easy.  For example if you have a carpet cleaning business in the state of Rhode Island, you call your carpet cleaning business:  Spots Removed and someone in another state has the same name but they got a Federally Registered Trademark to the name, then the person with the Federally Registered Trademark would have a cause of action against you...therefore they could come after you for the infringement of their trademark.  If you then offer to sell the person the domain you could then be charged with Cybersquatting, you certainly do not want to be labeled a Cybersquatter on the Internet.

Very few Internet liability exposures and legal issues will be covered under your existing liability insurance program.  Much of Internet liability legal exposures is still relatively new space of law, an area which will cause you the need to educate not only the Judge in the case but the lay people on a jury.  Therefore the expense of litigation of domain names and trademark issues can be extremely costly very quickly.  If you must pay for the costs defending a claim for trademark infringement the costs of the claim could easily bankrupt any business.  The best thing to do is to be knowledgeable about trademarks and copyrights and the possible claims which can arise from their use.  

Most GL (General Liability) Insurances do not cover "advertising injury", since most websites are considered advertisements then most standard insurance policies will not cover the new liability exposure and legal liabilities associated with your website.  One good thing is that most GL Insurance policies will, however, provide limited copyright and trademark coverage for certain "advertising activities", and certain other activities which might not meet the insurance policies definition of advertising within the website itself.  Internet Liability insurance is designed specifically to protect against Internet Media Liability exposures and other legal exposures which may arise out of the use of the Internet for a website for your business.  Having the right Internet Liability could certainly save your business.

It is virtually impossible to predict what the next wave of litigation will be therefore it is also advisable to consider a second insurance policy.  Some insurance companies now offer what is referred to as "All Risk" Comprehensive Internet Insurance Policies, these policies are excellent since they can cover all claims arising out of "Internet Activities".   The difficulty of Internet claims is that most claims involve "cutting edge", legal issues, these cutting edge legal issues can be very costly.  It is recommended to secure legal counsel prior to getting into legal trouble.

You should remember that all modes of communication are insurable, many other forms of communication, CD-ROM's, print, telephone etc have legal history and case precedent therefore are typically not cutting edge legal issues in-which may become extremely expensive as with Internet Litigation.  The Internet and a companies website has quickly become your companies primary communication tool as it has with most companies.  Along with the freedoms of the Internet have come many responsibilities and open liabilities and legal exposures.  These legal liabilities must be protected against like with all media.  Start protecting your own Intellectual Property now with the Secret Copyrighter available from www.ProtectCopy.com  

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